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Paranoid Profile

Maximum scrutiny in ~2-3 minutes

The Paranoid profile applies every available check for decisions where you cannot afford to be wrong.

When to Use

  • Life savings at stake
  • Irreversible decisions
  • Legal/compliance matters
  • Due diligence requirements
  • Once-in-a-lifetime choices
  • When being wrong has catastrophic consequences

Tools Included

ToolSettings
💡 GigaThink20 perspectives
⚡ LaserLogicExhaustive analysis
🪨 BedRockDeep decomposition
🛡️ ProofGuard7 sources minimum
🔥 BrutalHonestyMaximum severity

Pro Tip: ReasonKit Pro adds HighReflect (meta-cognition) and RiskRadar (threat assessment) for maximum paranoid analysis.

Usage

# Full form
rk-core think "question" --profile paranoid

# Shorthand
rk-core think "question" --paranoid

Example

Question: “Should I invest my $200K life savings in this real estate opportunity?”

╔════════════════════════════════════════════════════════════╗
║  PARANOID ANALYSIS                                         ║
║  Time: 9 minutes 18 seconds                                ║
║  ⚠️  HIGH STAKES MODE                                      ║
╚════════════════════════════════════════════════════════════╝

┌────────────────────────────────────────────────────────────┐
│  💡 GIGATHINK: 20 Perspectives                             │
├────────────────────────────────────────────────────────────┤
│  1. SCAM CHECK: Is this a legitimate opportunity?         │
│  2. LIQUIDITY: Can you get your money out if needed?      │
│  3. DIVERSIFICATION: Is this your only investment?        │
│  4. DUE DILIGENCE: Have you verified all claims?          │
│  5. LEGAL: Is the structure legally sound?                │
│  6. TAX: What are the tax implications?                   │
│  7. TIMELINE: What's the realistic return timeline?       │
│  8. DOWNSIDE: What's the worst case scenario?             │
│  9. TRACK RECORD: What's the sponsor's history?           │
│  10. CONFLICTS: Who benefits from you investing?          │
│  11. LEVERAGE: Is there debt involved?                    │
│  12. MARKET: What if real estate market crashes?          │
│  13. ALTERNATIVES: What else could you do with $200K?     │
│  14. OPPORTUNITY COST: What are you giving up?            │
│  15. PRESSURE: Are you being rushed to decide?            │
│  16. REFERRAL: Who told you about this? Incentive?        │
│  17. DOCUMENTS: Have you read ALL the fine print?         │
│  18. PROFESSIONAL: Have you consulted CPA/attorney?       │
│  19. SPOUSE: Does your partner agree?                     │
│  20. REGRET: If this fails, how will you feel?            │
└────────────────────────────────────────────────────────────┘

┌────────────────────────────────────────────────────────────┐
│  ⚡ LASERLOGIC: Exhaustive Analysis                        │
├────────────────────────────────────────────────────────────┤
│  CRITICAL FLAW 1: "They showed me the returns"            │
│  → Past returns don't guarantee future performance        │
│  → Returns can be fabricated (see: every Ponzi scheme)    │
│  → VERIFY: Request audited financial statements           │
│                                                            │
│  CRITICAL FLAW 2: "The person who told me is successful"  │
│  → They may have gotten lucky                             │
│  → They may be getting referral fees                      │
│  → Survivorship bias: you don't hear from losers          │
│                                                            │
│  CRITICAL FLAW 3: "Real estate always goes up"            │
│  → 2008 counterexample                                    │
│  → Local markets can crash independently                  │
│  → Commercial ≠ residential ≠ land                        │
│                                                            │
│  CRITICAL FLAW 4: "I'm diversified because real estate"   │
│  → $200K in one deal = NOT diversified                    │
│  → True diversification = multiple asset classes          │
│                                                            │
│  CRITICAL FLAW 5: "Limited time offer"                    │
│  → MAJOR RED FLAG                                         │
│  → Legitimate investments don't pressure you              │
│  → This is a manipulation tactic                          │
└────────────────────────────────────────────────────────────┘

┌────────────────────────────────────────────────────────────┐
│  🪨 BEDROCK: First Principles                              │
├────────────────────────────────────────────────────────────┤
│  FUNDAMENTAL QUESTION:                                     │
│  Why is this opportunity available to YOU?                 │
│                                                            │
│  If returns are genuinely good:                           │
│  → Institutions would have already funded it              │
│  → Banks would be lending against it                      │
│  → It wouldn't need YOUR $200K                            │
│                                                            │
│  FIRST PRINCIPLES:                                         │
│  1. If it sounds too good, it probably is                 │
│  2. High returns = high risk (no exceptions)              │
│  3. Illiquid investments are MUCH riskier                 │
│  4. Never invest more than you can lose completely        │
│                                                            │
│  THE CORE TEST:                                            │
│  Would a wealthy, experienced investor do this deal?      │
│  If not, why do you think YOU should?                     │
└────────────────────────────────────────────────────────────┘

┌────────────────────────────────────────────────────────────┐
│  🛡️ PROOFGUARD: Maximum Verification (7 sources)          │
├────────────────────────────────────────────────────────────┤
│  ⚠️ VERIFICATION FAILURES:                                │
│                                                            │
│  • CANNOT VERIFY: Claimed returns (no audited statements) │
│  • CANNOT VERIFY: Sponsor track record (no public record) │
│  • CANNOT VERIFY: Property valuations (no independent)    │
│                                                            │
│  ✓ VERIFIED:                                              │
│  • SEC has warnings about similar structures              │
│  • State AG has complaints about sponsor (3 found)        │
│  • BBB rating: F (multiple complaints)                    │
│  • Better known competitors have better terms             │
│                                                            │
│  🚨 RED FLAGS FOUND: 4                                     │
└────────────────────────────────────────────────────────────┘

┌────────────────────────────────────────────────────────────┐
│  🔥 BRUTALHONESTY: Maximum Severity                        │
├────────────────────────────────────────────────────────────┤
│  🚨 CRITICAL WARNING 1:                                    │
│  You are being targeted because you have money and        │
│  don't know enough to see the red flags.                  │
│                                                            │
│  🚨 CRITICAL WARNING 2:                                    │
│  The person who referred you is probably getting paid.    │
│  Ask them directly: "Are you getting a referral fee?"     │
│                                                            │
│  🚨 CRITICAL WARNING 3:                                    │
│  "Life savings" should NEVER go into a single illiquid    │
│  investment. This is a fundamental rule violation.        │
│                                                            │
│  🚨 CRITICAL WARNING 4:                                    │
│  If you lose this money, you cannot get it back.          │
│  Are you okay with that? Really?                          │
│                                                            │
│  HONEST QUESTIONS:                                         │
│  • Would Warren Buffett invest in this? (Probably not)    │
│  • Have you talked to people who LOST money here?         │
│  • What's your backup plan if this goes to zero?          │
│  • Why are you considering this instead of index funds?   │
└────────────────────────────────────────────────────────────┘

═══════════════════════════════════════════════════════════════

🚨 FINAL VERDICT: DO NOT INVEST

This opportunity has multiple red flags:
1. Verification failures on key claims
2. Pressure tactics (limited time)
3. Concentration risk (life savings)
4. Illiquidity risk
5. Sponsor complaints on record

If you want real estate exposure, consider:
- Publicly traded REITs (liquid, regulated, diversified)
- Real estate index funds
- Smaller allocation to syndications (10% max)

Never put life savings in a single illiquid investment.

Appropriate Decisions

  • Life savings investments
  • Signing legal contracts
  • Major business acquisitions
  • Irreversible medical decisions
  • Due diligence requirements
  • Anything where being wrong is catastrophic

Configuration

[profiles.paranoid]
tools = ["gigathink", "laserlogic", "bedrock", "proofguard", "brutalhonesty"]
gigathink_perspectives = 20
laserlogic_depth = "exhaustive"
proofguard_sources = 7
brutalhonesty_severity = "maximum"
timeout = 600

Note: ReasonKit Pro paranoid profile adds highreflect and riskradar for maximum verification depth.

Cost

~40K tokens ≈ $0.40 (Claude) / $1.20 (GPT-4)

Worth every penny for decisions of this magnitude.